Moniie is the AI-powered budget companion that understands your habits, speaks your language, and helps you grow. Talk to Emily, scan a receipt, or share with family — your money, beautifully organised.
Getting started takes less than a minute. No bank connection needed.
Grab Moniie from the App Store or Google Play. It's free to start with a 15-day trial.
Tell Emily your income, set a budget, and add a quick reminder. Takes about 60 seconds.
Talk, scan receipts, or just check in. Emily tracks everything and nudges you when it matters.
Categorise expenses, forecast your balance, manage bills, track mileage, and export reports — all in one beautifully calm app.
Watch your current balance update with every expense — and see how this month compares to the last at a glance.
Bills, birthdays, anniversaries — Moniie keeps the things that matter close, and the things that matter most, on time.
Snap, save, and search every receipt. Moniie reads the merchant, amount, and category for you — automatically.
Create a group, see budgets together, and share live location with the people you love. Stay connected, stay in sync.
Clean, beautifully formatted reports your accountant will actually thank you for. One tap. Done.
Coupons, discount cards, payment planner, mileage tracker — Moniie quietly takes care of the small money things, all day.
She tracks spending by voice, sends reminders, gives personalised tips, and celebrates your wins — in seven languages, with a calm voice and a warm presence.
"Spent £12 on lunch" — done. Emily handles the rest.
"You've spent 20% less on dining this week — nice work."
English, Spanish, French, German, Italian, Portuguese, Hindi.
A single home that brings together your money status, reminders, coupons, mileage, payment planner, and your family — wrapped in a warm, calming interface.
See what's left, what you've spent, and the AI forecast for the month.
Reminders, coupons, discount cards, mileage and more — all one tap away.
Emily lives in the bottom bar, ready whenever you need her.
Moniie now feels more like a beautifully organised life companion than a plain finance tracker.
Top spending categories, month-on-month comparisons, income vs expenses, and a clean transaction list — designed for clarity, not clutter.
Dining, groceries, transport — sorted the moment you log it.
Income, expenses and net — always one glance away.
Tag entries for work expenses or upcoming charges.
Add a quick reminder for anything you'd rather not forget. Moniie nudges you at the right moment — gently.
Recurring or one-off — Moniie tracks the date and the amount.
Because the best companions remember the small things too.
Anything else you'd like a heads-up on.
Optional. A bill, birthday, or anything you'd rather not forget.
Invite your partner, kids, or housemates. Share budgets, split expenses, and keep everyone gently aligned — without spreadsheets or arguments.
Live balances, shared categories, and optional location sharing — all wrapped in privacy controls you actually understand.
Every screen, designed to feel calm. Drag, swipe, tap the dots or use your arrow keys.
Your warm financial home
From vibrant Rainbow to dark, sophisticated Midnight — choose the look that pleases your eye, and Moniie quietly reshapes itself around you.
"I've tried every budgeting app on the App Store. Moniie is the first one that doesn't feel like a spreadsheet — it feels like a calm friend."
"Talking to Emily about my spending is genuinely useful. She's not gimmicky — she actually understands what I'm asking."
"Family sharing changed how my partner and I talk about money. We finally see the full picture together — without the awkwardness."
Start with a 15-day free trial. Cancel anytime — your trial only converts if you decide to stay.
Everything you need to know before you settle in with Moniie.
Track smarter, save calmly, and let Emily guide you home. Free to start — no card required.